Online Master's Degrees in Psychology: Finding Your Program

Pursuing a master’s degree in psychology opens the door to a multitude of career opportunities, from clinical practice to research and organizational consulting. With the rise of online education, many aspiring psychologists are now able to obtain their degrees from the comfort of their homes, providing flexibility and access to a broader range of programs. Whether you’re looking to advance your career in mental health, delve into psychological research, or transition into a new field, this curated list from STEPS will help you find the right program to meet your goals.

Author: Kathleen Curtis
Editor: STEPS Staff
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In-Depth Review of Online Psychology Master’s Degrees

Psychology master’s programs online are particularly suited to distance learning platforms because of their heavy focus on reading materials, written assignments, and examinations, all of which can be completed online. Fully online master’s degrees in psychology are available, allowing students to complete all program requirements without visiting a physical campus.

However, not all schools offer such programs, and it’s essential to check with program administrators to determine if the program is campus-based, fully online, or hybrid. Some programs may require students to complete an internship, but they can typically do so at an approved facility near their residence. During the thesis component, students may interact more frequently with their faculty mentor and reading panel, but these interactions can also be conducted through email, telephone, and/or videoconferencing.

Brescia University

Brescia University’s Master of Science in Clinical Psychology is designed for students who want to specialize in clinical psychology and pursue a career that focuses on the diagnoses and treatments of behavioral and cognitive disorders. The program can be completed fully online or fully in person, depending on a student’s preferred learning environment. At the end of the program students will have satisfied the requirements to become a licensed psychological associate (LPA) in the state of Kentucky. To be eligible for the program applicants must complete prerequisite courses in psychology, social work, and counseling with a minimum grade of C.

Duration: Two to three years

Mode: Fully Online

Cost: $10,575 per semester (full-time students); $6,165 per semester (part-time students)

Curriculum:

  • Scientific and Professional Ethics and Standards
  • Advanced Psychopathology
  • Advanced Adult Development
  • Advanced Child Development
  • Substance Abuse and Addictions
  • Expressive Therapies
  • Research Methodology
  • Statistics, with Lab
  • Clinical Assessment of Intellectual Functioning of the Individual
  • Practicum in Psychotherapy
  • Master Project/Thesis
  • Master Level Internship

Saint Leo University

Accredited by the Southern Association of College and Schools Commission on Colleges, the private Saint Leo University offers a Master’s in Psychology Program that is fully online and asynchronous. Students can pursue one of the four concentrations offered: general psychology, industrial/organizational, health psychology, and teaching of psychology. At the conclusion of the programs, students have the option to complete an empirical thesis (research project under faculty supervision) or capstone project (a non-empirical, extensive literature review). This allows students the flexibility to properly engage in their area of interest.

The program even assists students with networking by encouraging them to join the Southeastern Psychological Association (SEPA), the American Psychological Association (APA), Society for Industrial/Organizational Behavior (SIOP), Psi Chi, the International Society in Psychology, and to attend regional conferences.

Duration: 2 years

Mode: Fully online

Cost: $785 per credit

Curriculum:

  • History and Systems of Psychology
  • Diversity and Ethics
  • Research Methods
  • Advanced Social Psychology
  • Learning and Cognition
  • Lifespan Development
  • Physiological Psychology
  • Psychology of Teaching and Practice
  • Tests and Measures
  • Thesis/Capstone Project

Eastern Michigan University

The Master of Arts in Educational Psychology degree program at Eastern Michigan University allows students to study the emotional, cognitive, and social aspects of the learning process. Whether you are a working teacher wanting to sharpen your skills and advance your career, or you’re someone who would potentially like to enter the teaching profession at any level, this program can help you achieve your goal in less than two years of online instruction. Accredited by the Council for the Accreditation of Educator Preparation (CAEP) and approved by the Michigan Department of Education, graduates go on to pursue careers in program evaluation, teaching, corporate/nonprofit training, and research.

Duration: One totwo years

Mode: Fully online

Cost: $512 per credit

Curriculum:

  • Basic Concepts in Educational Psychology
  • Students’ Emotional Wellness in Educational Environments
  • Human Development
  • Principles of Learning in Education
  • Mental Health of Educators
  • Motivation to Learn
  • Principles of Educational Research
  • Mixed Methods Research
  • Seminar in Educational Psychology
  • Culminating Project

FIND PROGRAMS NEAR YOU:

Can you become a psychologist with a master’s degree you earn online?

Simply put, no – but not because of the online element. The American Psychological Association states that any person who wants to call themselves a psychologist must possess a doctoral degree in psychology and receive licensure in their state, province, or territory. While a master’s in psychology online degree is part of the process of becoming a psychologist, it is not the final step. That being said, this level of degree does qualify you for a whole host of professional and clinical roles in the field and can often lead to higher-paying jobs.

How long does it take to get a master’s in psychology online?

The length of time spent in school while completing an online master’s in psychology degree depends on several factors. Full-time students usually finish the program in two years given the average number of credits required. Part-time students, conversely, usually need three or four years to graduate. If you’re looking to start working in the field more quickly, consider finding a school that offers an accelerated path. In some instances, these programs can be completed in just one year, although most take 18 months.

What are the cheapest online master’s psychology programs?

Cost weighs heavily on the minds of many prospective degree seekers, and for good reason. Higher education is a significant investment. Fortunately, affordable online master’s degrees in psychology are out there. There are also programs that offer financial aid either through grants, scholarships, or FAFSA.

However, while cost is a major factor to consider during the college decision process, it shouldn’t be the only one. When looking at schools, don’t forget to research program reputation, graduation rates, percentage of alumni working in the discipline, and other attributes to better inform your selection.

Who accredits online psychology master’s degree programs?

While the American Psychological Association only accredits doctoral psychology programs, future master’s psychology students can still seek out high-quality online education from institutions that receive regional or national accreditation. Of these two types of institutional accreditation, regional is typically seen as the more rigorous option and is favored by most four-year institutions. If unsure whether a college or university under consideration maintains proper accreditation, you can use the U.S. Department of Education’s Database of Postsecondary Institutions and Programs to search for it.

Attending an accredited institution is an important component of the educational process, as students who fail to do so may struggle to transfer credits, compete for jobs, and receive licensure and/or certification.

Do I need a bachelor’s degree in psychology to apply to an online master’s psychology program?

It depends on the individual school. While it’s less common for departments to require a bachelor’s degree in psychology to receive admittance to an online master’s psychology program, some schools may ask that applicants possess a minimum number of psychology or related credits before enrolling. This can be especially true for applicants who studied a completely unrelated topic at the undergraduate level. Check with the admissions departments to learn more.

Concentrations & Specializations to Pursue in Psychology

The American Psychological Association recognizes 18 specialties for graduate degree programs and 54 professional divisions for the profession as a whole, giving you a sense of how wide the discipline spans. Because of this, it’s highly common for schools to offer specializations, concentrations, and elective tracks for learners who want to focus on a particular part of the field. These concentrations offer markedly different outcomes (someone who studies educational psychology will take on a very different role than the person who follows a geriatric psychology path), so consider your options carefully. A few of the most prominent specializations are reviewed below.

Clinical Psychology Master’s

Typically seen as the most well-known specialization, clinical psychology focuses on the diagnosis and treatment of behavioral, emotional, and mental disorders. Over the course of the specialization, you’ll learn about diagnostic and intervention strategies, common mental health issues across the lifespan, assessment tools, research methods, and consultation practices.

Educational and School Psychology Master’s Degree

Educational and school psychology exist as separate specializations but focus on similar areas of the field. While educational psychology takes a look at macro topics surrounding school systems, curriculum, and overarching decisions, school psychology focuses on training individuals to work directly with children to address emotional, behavioral, and mental health issues.

Master’s in Industrial Organizational Psychology

I/O psychology, or industrial-organizational psychology, is a field that examines human behavior in work environments and aims to enhance productivity, effectiveness, and well-being. Topics covered in this field include recruitment, training, performance metrics, motivation, rewards, and work-life balance. As learners explore this area of study, they gain insights into how to create systems that increase job satisfaction and organizational success.

Master’s Degree in Counseling Psychology

Counseling psychology overlaps with clinical psychology in many ways as it focuses on training students to work in individual and group therapy settings. Learners gather tools related to working with patients across the lifespan, helping them manage big life choices (e.g., school, family, work, relationships), address stress management and life events, and cope with mental disorders.

Sports Psychology Master’s Program

Sports psychology specializations give graduates the skills needed to help professional and amateur athletes alike address any physical, emotional, mental, or behavioral issues affecting their game. Sports psychologists focus on helping athletes improve their motivation and mindset, ultimately improving their overall performance on the field, track, or court.

Online Psychology Master’s Curriculum

Earning an online master’s degree in psychology provides students with skills and competencies beyond those obtained in a bachelor’s program. Pursuing a Master of Science (M.S.) degree provides a stronger foundation in research and clinical skills, while a Master of Arts (M.A.) degree typically emphasizes studies related to counseling. Both types of programs offer job opportunities that are not available to individuals with only a bachelor’s degree, as they focus on building specialized skills in various discipline areas.

In addition to obtaining a general overview of foundational topics such as research skills, individual and group counseling, and legal and ethical considerations, students also acquire practical, hands-on skills that are useful in many roles. Below is a list of summaries explaining the most common courses found in these programs.

Clinical Practicum

Usually completed in the final semester, this on-site experience allows degree seekers to build real-world experience in providing mental health services under the supervision of a licensed professional. Hours vary based on state requirements. Students typically check in with their professors and peers throughout the semester to report back and reflect on their experience.

Developmental Psychology

Students in this class learn about the major and emerging theories surrounding human growth and development, starting with conception and moving into the end stages of life. Students consider psychosocial, cognitive, and biosocial contributors to how humans develop over time while also learning about types of abnormal development.

Research Methods

This course familiarizes degree seekers with basic types of research within the world of psychology, with special emphasis on designing sound research proposals and structures, conducting experiments attuned to the scientific method, using methodologies and frameworks to gather and analyze findings, and deploying effective methods for disseminating and reporting findings.

Social Psychology

Recognizing that relationships and proximity to other humans often serve as the greatest environmental factor in behavior and attitudes, this course takes a look at individuals and groups, and how they relate to one another. Students consider topics such as social norms, antisocialism, tenets of attraction, and the concept of altruism.

Statistics

Building on themes discussed in research methods, this course gives students the tools needed to integrate statistics and raw data into their findings and presentations to create real-world applications. Students consider various modes of data gathering and statistical analysis and how these can be applied in different ways depending on the task at hand.

Careers Paths for Psychology Master’s Holders

Survey Researcher

Survey researchers are more focused on the research side of psychology and often work for governmental agencies, non-profits, corporations, and universities. More specifically, survey researchers conduct background research, design surveys, and analyze data using statistical software. This career utilizes the statistical and research skill one develops in a master’s in psychology program. You can expect to earn around the 2023 median annual pay of $60,960, as determined by the Bureau of Labor Statistics.

Community College Teacher or Adjunct Instructor

If you are interested in teaching beyond the high school level, then you might consider becoming a postsecondary instructor. As part of this career, you will be expected to develop syllabi that meets college standards, lecture, assess student’s progress, and advise students about which courses to take. However, if you would like more responsibilities and research opportunities, a doctoral degree in psychology may be required. The median annual pay, according to the Bureau of Labor Statistics, was $84,380 in 2023.

Marriage and Family Therapist

According to the Bureau of Labor Statistics, the employment of marriage and family therapists is projected to increase by 16 percent from 2023 to 2033. If you would like to enter this rapidly growing field, then you must be committed to treating behavioral and cognitive disorders in the context of familial relationships. The day-to-day responsibilities of marriage and family therapists include creating treatment plans to help clients develop coping mechanisms, asking questions that encourage introspection, and referring clients to other specialists. The median annual salary for this career was $58,510 in 2023.

Rating the Best Online Master’s Programs in Psychology

Choosing the right online master’s degree in psychology is crucial for career success, and it can be challenging to find the perfect program. To assist you in making an informed decision, we have compiled a list of top-ranked psychology master’s programs that are both affordable and meet high academic standards. Our college ranking allows you to identify important metrics such as accreditation, amount of financial aid awarded, graduation rate, and more to evaluate a program based on your academic needs. For more about our ranking methodology, visit the “About the Rankings” pop-up below.

Why We Selected CUNY Graduate School and University Center:
The Master’s Program in General Psychology at the City College of New York prepares students for diverse careers or doctoral studies through coursework in psychology, research methods, and statistics. Students complete either 31 credits with a thesis or 40 credits without, maintaining a 3.0 GPA, while engaging in small seminars (15-25 students). Admissions require an undergraduate background with coursework in statistics and research methods; prerequisites may apply. Graduates pursue roles in research, data analysis, or mental health services under doctoral supervision. Financial aid ensures accessibility to this program.
Program Highlights
  • The program offers substantial tuition waivers for eligible students, significantly reducing out-of-pocket expenses during their studies.
  • Students can benefit from application fee waivers, allowing them to apply to the program without the financial burden of admission fees.
  • High clinical placement rates ensure that students gain practical experience, enhancing their employability upon graduation.
School Details
  • AccreditationMSCHE
  • Average Tuition$9,930
  • Student/Faculty Ratio9/1
  • % of Students in ≥1 Online Course93%
Why We Selected The Chicago School of Professional Psychology at Los Angeles:
The general psychology degree program at The Chicago School of Professional Psychology in Los Angeles integrates foundational psychology with advanced theoretical and practical application, requiring 36 credit hours. It prepares graduates for diverse career paths, including clinical practice, research, and educational roles. Tuition is approximately $20,844 per year, with financial aid available. Admission requires a bachelor’s degree from an accredited institution, a 3.0 GPA, official transcripts, an admission essay, and letters of recommendation. Graduates can pursue roles in mental health, behavioral research, and academia, aligning with American Psychological Association standards.
Program Highlights
  • Tuition waivers are available for eligible students, reducing financial barriers to education.
  • Application fees are waived for qualifying students through easy-to-use fee waiver options.
  • Scholarships and grants provide additional financial support to ensure affordability and accessibility.
School Details
  • AccreditationWSCUC
  • Average Tuition$22,554
  • Student/Faculty Ratio5/1
  • % of Students in ≥1 Online Course91%
3

Ball State University

Muncie, Indiana

Why We Selected Ball State University:
Ball State University’s Master of Arts in Psychological Science provides a thorough grounding in core psychological domains, emphasizing research methods and statistics. The 36-credit two-year program prepares students for doctoral studies or careers in research and academia, featuring small classes and faculty collaboration. Graduate assistantships help cover costs, and admission requires a bachelor’s degree from an accredited institution. Graduates pursue diverse careers in business, social services, healthcare, and education, supported by developed critical thinking and communication skills.
Program Highlights
  • The program offers tuition waivers and scholarships to reduce financial burdens on students.
  • Waived application fees make it easier for low-income students to apply to the school.
  • Employer partnerships provide students with job placement opportunities upon graduation.
School Details
  • AccreditationHLC
  • Average Tuition$9,482
  • Student/Faculty Ratio14/1
  • % of Students in ≥1 Online Course60%
4

National Louis University

Chicago, Illinois

Why We Selected National Louis University:
The Psychology program at National Louis University (NLU) requires 180 quarter hours, including 60 hours of general education and 25 upper-level psychology credits, preparing students for careers in mental health, education, or research. Graduates pursue roles in counseling, social work, or advanced studies, with NLU offering a General Psychology Graduate Certificate as a pathway to its Master of Arts in Psychology. Admission requires meeting College of Arts and Sciences criteria. The median starting salary of $35,798 exceeds national averages, with part-time tuition averaging $430 per credit hour.
Program Highlights
  • Tuition waivers offer significant discounts to qualifying students, reducing overall tuition costs.
  • Scholarships and grants provide additional financial aid, supporting students with financial need or academic achievements.
  • Employer partnerships enhance job placement opportunities, connecting students with industry professionals upon graduation.
School Details
  • AccreditationHLC
  • Average Tuition$11,646
  • Student/Faculty Ratio16/1
  • % of Students in ≥1 Online Course60%
5

Liberty University

Lynchburg, Virginia

Why We Selected Liberty University:
The Psychology – General program at Liberty University offers comprehensive education. The Master’s requires 36 credits (50% transferable), a 3.0 GPA, no grades below B-, and completion within 5 years. Career paths include research, teaching, or counseling. The Bachelor’s requires 120-123 credits, covering General Psychology, Developmental Psychology, and Cognitive Psychology. Admission requires an application and transcripts. Graduates pursue further education or roles in social services and education. Specific costs and financial aid details require direct university consultation.
Program Highlights
  • The program offers significant tuition waivers for high-achieving out-of-state students, potentially lowering their costs to in-state rates.
  • Students can benefit from exclusive scholarships based on academic performance, significantly reducing tuition expenses.
  • The school has strong partnerships with local employers, providing high job placement rates for graduates in their fields.
School Details
  • AccreditationSACSCOC
  • Average Tuition$7,847
  • Student/Faculty Ratio17/1
  • % of Students in ≥1 Online Course91%
Why We Selected Indiana Wesleyan University-National & Global:
Indiana Wesleyan University-National & Global offers a Master’s degree in General Psychology within its psychology offerings, including bachelor’s and specialized master’s programs. Specific credit requirements for the General Psychology master’s are not detailed, but the program aligns with the university’s tuition structure (approximately $18,808 net price) and general graduate admissions criteria. Accredited by the Higher Learning Commission, it prepares graduates for roles in counseling, healthcare, business, and non-profits. Transfer agreements exist for associate degree transitions, but prospective students should verify program specifics directly with the university.
Program Highlights
  • The program offers significant tuition waivers for eligible students, allowing qualified applicants to significantly reduce their education costs.
  • With an accelerated completion option, students can finish their degree in less time, enabling quicker entry into their chosen career field.
  • The school boasts high clinical placement rates and strong employer partnerships, ensuring students gain valuable hands-on experience and job opportunities post-graduation.
School Details
  • AccreditationHLC
  • Average Tuition$9,715
  • Student/Faculty Ratio17/1
  • % of Students in ≥1 Online Course93%
7

Emporia State University

Emporia, Kansas

Why We Selected Emporia State University:
The Psychology – General master’s program at Emporia State University provides a comprehensive understanding of psychological principles, requiring 36 credit hours to develop analytical and research skills. Core areas include personality assessment, psychopathology, and therapeutic techniques. Graduates pursue careers in counseling, social services, and education, supported by university-specific scholarships. Admission requires a bachelor’s in psychology or related field, transcripts, and a personal statement. This program prepares students to positively impact mental health and community well-being in a dynamic job market.
Program Highlights
  • The program offers a comprehensive tuition waiver covering all costs for incoming students from fall 2020 through fall 2025.
  • Students can access substantial grant aid to help offset living expenses, ensuring financial support throughout their education.
  • High employer partnerships facilitate networking opportunities, significantly enhancing job placement rates for graduates.
School Details
  • AccreditationHLC
  • Average Tuition$6,547
  • Student/Faculty Ratio17/1
  • % of Students in ≥1 Online Course70%
8

Fayetteville State University

Fayetteville, North Carolina

Why We Selected Fayetteville State University:
The Master of Arts in Psychology at Fayetteville State University is a general program requiring 36 credit hours, consisting of 27 core credits, six credits of psychology electives, and three credits of free electives. It prepares students for careers in psychology and related fields like education, human resources, and social services, serving as a foundation for doctoral studies. The program does not lead to clinical licensure but offers two graduate certificates. Admissions requirements are available on the university’s website. Graduates can pursue roles in local, state, and federal institutions.
Program Highlights
  • The program offers substantial tuition waivers for students with financial need or hardship backgrounds.
  • The school provides unique scholarships and financial aid packages to attract high-achieving out-of-state students.
  • Employer partnerships guarantee job placements for graduates, enhancing career security and stability.
School Details
  • AccreditationSACSCOC
  • Average Tuition$3,438
  • Student/Faculty Ratio15/1
  • % of Students in ≥1 Online Course91%
Why We Selected Arizona State University Digital Immersion:
The Psychology degree program at Arizona State University offers BA and BS options with an optional Forensic Psychology concentration, covering behavioral neuroscience, cognitive systems, developmental psychology, and cross-cultural psychology. Students gain research, writing, and critical thinking skills through 120 credits typically completed in four years, with BA Fast Track options (2.5–3 years). Admission requires a minimum 2.5 GPA and ACT/SAT scores. Tuition is approximately $65,760 plus fees. Career paths include graduate studies in psychology or forensics, as well as roles in health, education, and human resources, supported by hands-on internships and research opportunities.
Program Highlights
  • The program offers substantial tuition discounts for eligible students, ensuring that financial constraints do not hinder access to education.
  • Students can benefit from a variety of tuition waivers based on specific needs, including low-income status and military service.
  • There are strong partnerships with local employers that facilitate high job placement rates for graduates, enhancing career opportunities post-graduation.
School Details
  • AccreditationHLC
  • Average Tuition$9,774
  • Student/Faculty Ratio25/1
  • % of Students in ≥1 Online Course100%
10

New Mexico Highlands University

Las Vegas, New Mexico

Why We Selected New Mexico Highlands University:
The Psychology General program at New Mexico Highlands University offers a Master of Science degree emphasizing psychology’s scientific foundations, preparing students for doctoral studies or careers in teaching and research. It requires a 3.0 GPA or higher, transcripts, a goals statement, letters of recommendation, and a writing sample for admission. While completion time varies, the program provides hands-on research experience, critical thinking training, and accredited academic preparation. Tuition costs differ by residency status, with in-state options being most affordable. Graduates pursue teaching, research, or advanced academic pathways.
Program Highlights
  • The program offers a unique tuition waiver for eligible students, significantly reducing financial burdens and making education more accessible.
  • Students can benefit from a robust network of employer partnerships that enhance internship and job placement opportunities within their field.
  • The school guarantees job placement assistance for graduates, ensuring strong support as they transition into the workforce.
School Details
  • AccreditationHLC
  • Average Tuition$5,580
  • Student/Faculty Ratio11/1
  • % of Students in ≥1 Online Course88%
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Kathleen Curtis AUTHOR

Kathleen Curtis is an American writer currently living in Louisville, Kentucky. She has developed content around education for more than a decade for both domestic and international clients.

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