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Most Affordable Online Psychology Degree Programs

Got your eye on an online psychology degree but worried about the cost? Explore this year’s most affordable programs that fit your budget and get other tips for funding your degree.

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James Mielke
Written By

James Mielke

Updated

10/11/2023

Pursuing an online degree in psychology can lead to numerous career opportunities and provides more flexibility compared to traditional degree programs. However, with the increasing cost of college, finding an affordable program is crucial. In this article, we highlight accredited colleges offering the most affordable online psychology degrees. We also provide tips on how to cut college costs and limit student debt.

Most Affordable Online Psychology Degrees in 2024

Choosing the right school that aligns with your academic and professional aspirations, personal and financial needs, and location preference can be challenging. Factors such as academic reputation, location, and flexibility all contribute to your decision, but cost is often the decisive factor. To assist with your search, we have curated a list of the most affordable online degree programs in psychology. Our rankings are based on a combination of affordability and quality metrics provided by The Integrated Postsecondary Education Data System (IPEDS). For more info about our ranking methodology, click the “About the ranking” button for more details.

About the ranking

College Ranking Methodology

Generate List of Eligible Schools and Programs

To be eligible for this ranking, schools were required to meet the following criteria based on government data provided by The Integrated Postsecondary Education Data System (IPEDS).

  • Institutional accreditation from an organization recognized by the U.S. Department of Education.
  • At least one program in the subject area offered partially or fully online.
  • Career placement and academic counseling services.
  • Maximum tuition of $15,000 per academic year

Assign Weightings

After generating the list of eligible schools, the STEPS data team then assigned weights and ranked schools based on their performance in a variety of key categories. Affordability metrics received the heaviest weightings.

Affordability

  • Relative cost of attendance compared to peer schools on the list. Based on in-state tuition for undergraduate students per academic year.
  • Percentage of students who receive institutional financial aid (directly from the school)
  • Average amount of institutional financial aid awarded.

Online Learning

  • Number of online programs in subject area self-reported by school to the U.S. Department of Education.
  • Percentage of students at the school taking at least one class online.

Academic Quality

  • Student-to-faculty ratio
  • Percentage of full-time, first-time students graduating within 6 years.

About Our Data

All STEPS rankings use the latest official data available from The Integrated Postsecondary Education Data System (IPEDS). Most recent data pull: August 2023

Accreditation Glossary

ABHE: Association for Biblical Higher Education, Commission on Accreditation

ABHES: Accrediting Bureau of Health Education Schools

ACCJC: Western Association of Schools and Colleges Accrediting Commission for Community and Junior Colleges

ACCSC: Accrediting Commission of Career Schools and Colleges

DEAC: Distance Education Accrediting Commission

HLC: Higher Learning Commission

MSCHE: Middle States Commission on Higher Education

NECHE: New England Commission of Higher Education

NWCCU: Northwest Commission on Colleges and Universities

SACSCOC: Southern Association of Colleges and Schools Commission on Colleges

TRACS: Transnational Association of Christian Colleges and Schools, Accreditation Commission

WSCUC: Western Association of Schools and Colleges Senior Colleges and University Commission

1

Oklahoma State University offers a Bachelor of Science in Psychology that can be completed fully online or on campus. The program includes 120 credit hours of general education courses and psychology courses. Areas of concentration within the psychology curriculum include pediatric psychology, forensic psychology, the psychology of sports, and more. Prospective students must submit official transcripts and, for those with fewer than 24 college credits, SAT or ACT scores.

Program Highlights:

Psychology (BS)

  • Credits: 120
  • Length: 4 years
  • Cost: $341.20/credit (in-state); $858.45/credit (out-of-state)
  • Mode: Online, In person
  • Accreditation: HLC
Academic Counseling Yes
Career Placement Yes
Student-to-Faculty Ratio 18:1
Tuition (In-State) $
Accreditation HLC
Online Students 52%

2

The Bachelor of Arts in Psychology program through New Mexico State University's Global Campus is a fully online, 120-credit bachelor's degree. Classes cover the science of the human brain and the practical applications of psychology career in settings as diverse as teaching, government, counseling, social work, and more. Tuition for the program is charged at a flat rate, regardless of residency. Discounted tuition is available for members of the U.S. military. Applicants complete an online NMSU scholarship application simultaneously with their program application.

Program Highlights:

Bachelor of Arts in Psychology

  • Credits: 120
  • Length: 4 years
  • Cost: $395.40/credit
  • Mode: Online
  • Accreditation: HLC
Academic Counseling Yes
Career Placement Yes
Student-to-Faculty Ratio 15:1
Tuition (In-State) $
Accreditation HLC
Online Students 76%

3

University of Idaho

Moscow, Idaho

The University of Idaho offers two bachelor's degree programs in psychology: the Bachelor of Arts (BA) and Bachelor of Science (BS), both of which are available online and in person. Whichever program a student chooses, they'll get a foundational education in psychology and take general education courses in the liberal arts and sciences. The school has a transfer agreement with several community colleges, so students can complete their undergraduate psychology degree in the 2 + 2 program. Prospective students apply online; financial aid is available.

Program Highlights:

Psychology (BA, BS)

  • Credits: 124
  • Length: 4 years
  • Cost: $420/credit (in-state); $1,382/credit (out-of-state)
  • Mode: Online, In person
  • Accreditation: NWCCU
Academic Counseling Yes
Career Placement Yes
Student-to-Faculty Ratio 16:1
Tuition (In-State) $
Accreditation NWCCU
Online Students 46%

4

Mississippi State University

Mississippi State, Mississippi

Academic Counseling Yes
Career Placement Yes
Student-to-Faculty Ratio 17:1
Tuition (In-State) $
Accreditation SACSCOC
Online Students 42%

5

Arkansas State University

Jonesboro, Arkansas

Academic Counseling Yes
Career Placement Yes
Student-to-Faculty Ratio 14:1
Tuition (In-State) $
Accreditation HLC
Online Students 69%

6

The University of Alabama

Tuscaloosa, Alabama

Academic Counseling Yes
Career Placement Yes
Student-to-Faculty Ratio 19:1
Tuition (In-State) $$
Accreditation SACSCOC
Online Students 40%

7

University of Arizona

Tucson, Arizona

Academic Counseling Yes
Career Placement Yes
Student-to-Faculty Ratio 17:1
Tuition (In-State) $$
Accreditation HLC
Online Students 56%

8

Academic Counseling Yes
Career Placement Yes
Student-to-Faculty Ratio 19:1
Tuition (In-State) $
Accreditation SACSCOC
Online Students 66%